Choosing Your Reward Card
When you are in the market for a new credit card, the features you have to choose from may draw you to the card.
Low interest rates and the types of rewards you can get, are what draw many to reward credit
cards. Those of you who have good credit, will more than likely be able to get reward cards that boast 0%
APR. This does have an introductory period, normally 1 year, that goes along with your new reward card.
You’ll also need to think about the type of card that best fits your lifestyle. The credit card field is very
competitive, meaning that you always have a lot of offers to choose from. Reward cards and becoming very popular,
with more and more coming out all the time. If you look for your reward credit card on the Internet, you’ll be able
to compare hundreds and hundreds of offers - and decide which one is indeed the best for you.
Those of you who travel on a frequent basis, may find frequent flyer reward cards to be very beneficial. These
credit cards will accumulate either points or miles for every dollar that you spend. You can then use the
accumulated points or miles and redeem them for airline travel, hotel reservations, car rentals, and even cruises.
These credit cards can also help you with discounts as well, which can make a vacation or business trip more
affordable than ever.
If you like to pay your full balance at the end of every month, then you may find a reward credit card with a
cash back feature to be the most enticing. There are some cards that offer cash rewards of up to 5%, which can
equal quite a bit at the end of the year. All you need to do with cash back reward credit cards is make a purchase,
and you’ll get money back for everything you buy.
Other types of reward credit cards include discounts on gas purchases, contributions to your savings account,
and points that you can redeem for great items and things of that nature. No matter what your lifestyle may be, you
can almost always find a reward credit card that fits your needs and interests. Reward credit cards are great to
have, as you can buy the things you need and earn points, flyer miles, and even cash back.
If the sound of rewards with your credit card purchases sounds enticing, you should look into getting a
reward credit card. These cards are great to have, as most include low
APR with great reward incentives. They can save you money as well, which is great for those on a budget. With a
reward credit card - no matter what you choose you’ll come out a winner.
Credit in Minutes Tip #1
Stay on top of your credit report. Most credit reports contain errors. Make sure you check your credit report
every year (you get one free credit report every twelve months) and if there are errors make sure to challenge them
with the reporting credit agency. Credit agencies are required to investigate each and every challenge that gets
Credit in Minutes Tip
Just because you qualify for all of those credit cards does not mean you should get them. A person with too many
credit cards looks sketchy in the eyes of a potential creditor. Think of it this way: if a person is financially
stable does he or she need ten different credit cards? Wouldn’t just one or two suffice?
Credit in Minutes Tip
The best way to raise your credit score is to make all of your payments on time. It sounds too simple to be
true, but that’s all there really is to it. Staying out of debt and/or making all of your debt payments on time
will keep your score up where it should be.