Credit cards with cash rebate
Credit cards with cash rebate incentives give you cash rewards each and
every time you make a purchase with your credit card. Although there are many types of reward credit cards out
there, more and more companies are leaning towards cash back incentives, as most people prefer to receive cash back
over any other type of reward.
For many, getting cash back is far preferred over air miles, items, or any other reward. If you like to use your
credit card often, then you’ll find that cash rebate credit cards will give you a lot of money in return.
Normally, these types of credit cards entail higher fees and APR. You don’t want to carry a high balance on
these cards at any time, as it normally ends up very costly. If you can off your balance at the end of the month,
then your APR won’t affect you. Paying off your bill will also allow you to take full advantage of the cash rebate
The percentage of cash back will vary, although most normally have 1%, with 5% being applied with certain
purchases. For every purchase you make using your cash rebate credit card, you’ll get a small amount of cash back.
Using your credit card on a frequent basis will give you a lot of cash back at the end of the year.
If you make big purchases, you can get a lot of cash back by using your credit card, although some may have a
limit on just how much of a rebate you get back. If you plan to purchase large items such as furniture, you should
check into your cash rebate credit card and find out what the rebate is on these types of purchases. The better
rebate cards will normally send a lot of rebate cash your way just for purchasing some of the larger items.
Before you get a cash rebate credit card, you should always find out how much of a reward you will be getting
with each purchase, and what the limit may be. Once you have reached the limit, some banks will either send you a
check, deposit the reward into your bank account, or simply add the reward to your credit card. All three are wise
options, although most prefer to have the money added to their bank account - so it can help draw some
If you research the rebate card and find out what other features are included, you’ll normally come out a
winner. Make sure you inquire about the credit limit, fees, and other things that you feel you should find out.
Once you have researched and found out what you need to know - you can get a cash rebate credit card and begin living life knowing you will be
getting cash back for just about anything you purchase.
Credit in Minutes Tip #1
Stay on top of your credit report. Most credit reports contain errors. Make sure you check your credit report
every year (you get one free credit report every twelve months) and if there are errors make sure to challenge them
with the reporting credit agency. Credit agencies are required to investigate each and every challenge that gets
Credit in Minutes Tip
Just because you qualify for all of those credit cards does not mean you should get them. A person with too many
credit cards looks sketchy in the eyes of a potential creditor. Think of it this way: if a person is financially
stable does he or she need ten different credit cards? Wouldn’t just one or two suffice?
Credit in Minutes Tip
The best way to raise your credit score is to make all of your payments on time. It sounds too simple to be
true, but that’s all there really is to it. Staying out of debt and/or making all of your debt payments on time
will keep your score up where it should be.